Factors Affecting Flood Coverage
Ask your Insurance agent if you are covered
Deciphering your homeowner's policy can be tricky. If you have a flood in your home in Bloomingdale, IL , due to a leaking or broken pipe, your insurance company may pay for the remediation of the damage. There are two main factors that determine whether or not your claim will be accepted.
The damage caused by a sudden pipe burst is a classic example of an issue that is covered by insurance. Pipe repair is generally considered part of regular home maintenance, not part of accident recovery. While your insurance may not pay to fix a broken pipe, it will likely cover the following water restoration services:
- Carpet cleaning
- Flooring replacement
- Drywall and insulation replacement
- Anti-mold precautions
Addressing the problem quickly is vital. If you let a problem go unresolved, causing the damage to get worse, the insurance company is likely to see this as neglect, and your flood claim could be denied.
Your commitment to regular maintenance is a factor in insurance coverage. If you can demonstrate that you keep your plumbing on a reliable maintenance schedule, the damage resulting from a broken pipe is usually covered. Your insurance will probably even cover secondary damage that occurs later if it is related to an issue that was initially paid for by your policy. If, however, you neglect to fix known problems or allow pipes to freeze and burst because you didn't take the necessary precautions to protect them, your claim may be denied. Most policies require that the problem causing the damage is accidental or sudden in order for the cost of remediation to be covered.
If the flood in your home was caused by a leak or broken pipe, your homeowner's policy likely covers the cost of fixing the damage. As long as you have done your due diligence regarding proper maintenance and prevention, your claim will probably be accepted by your insurance company.
Moldy Bathrooms and Mold Removal
Call SERVPRO of Central Schaumburg/West Bloomingdale for any mold damage
Shower mold can be a common occurrence and one that is easily remedied. However, there are times when a moldy bathroom is a symptom of a more substantial issue and requires more experienced hands for the removal and cleaning process. Although, if you decide to tackle the problem on your own, there are a few things to keep in mind.
1. Safety First
When working around mold, you need to stay safe. There are numerous mold species, and some of them are toxic to humans. Therefore, before attempting to remediate any mold issue, you should have the proper gear. You will need a good face mask, rubber gloves and likely even a safety suit to prevent any exposure that could eventually lead to exposure. Also, seal off the area and work slowly to minimize the risk of spores spreading. Professionals are aware of these precautions and likely better suited for this type of job.
2. Cleaning Surfaces
While shower mold is common enough that there are cleaners readily available in big box stores, some other molds are not so common, requiring specialty cleaners. Experts will pretest an area to find out the exact species they are dealing with, ensuring they use the right cleanser to resolve the problem.
3. Removing Damage
Depending on the level of damage, drywall and other items may need to be removed and discarded. Also, the damage may have actually penetrated the structure of your home. The extent of visible and hidden damage is another reason professionals are best for remediation tasks.
4. Professional Assistance
There is one species of mold that requires the assistance of a disaster restoration specialist in the Schaumburg, IL, area. DIYers should not handle toxic black mold. This mold species needs to be controlled and discarded in specific ways, and only a certified professional should handle it.
Shower mold may be common, but that does not mean that it is the only mold issue you are dealing with. Mold should be tested and removed by people that understand the appropriate processes and precautions. Ask for help and stay safe.
3 Reasons To Own and Operate a Damage Restoration Franchise
SERVPRO is on call 24 hours a day and 365 days a year.
3 Reasons To Own And Operate A Damage Restoration Franchise
Damage mitigation and restoration services are always in demand. Whether a crisis impacts a single home, neighborhood, city or larger region, a one-stop cleanup and remediation business can meet the needs of homeowners and communities. Here are three reasons why entrepreneurs should consider owning and operating a SERVPRO franchise.
1. Perpetual Demand
When a home suffers damage, many homeowners will seek the expertise of a certified mitigation company. There are several factors that set SERVPRO apart from the competition:
- All-in-one mitigation and restoration services
- Fast response times
- Industry-leading certifications and standards
- National company with local franchises
These factors draw customers and explain why entrepreneurs may want to own and operate this business. If demand exceeds the capacity of a local SERVPRO franchise in the event of a catastrophe, the national company can offer regional support.
2. Professional Support
In the event of a disaster such as a hurricane, tornado or wildfire, a national restoration company can help a local franchise provide services to the affected area. This can enable a location to meet increased demand for mitigation and restoration services with the following resources:
- Additional equipment
- Certified experts
- Supplementary personnel
SERVPRO is on call 24 hours a day and 365 days a year. When a catastrophe strikes, the company can mobilize more than 1,700 franchises nationwide.
3. Proven Success
SERVPRO was founded in 1967 and sold its first franchise in 1969. The company has continued to grow over the last 50 years. Today, it is the highest-ranked restoration company on the 2018 Entrepreneur Franchise 500 ranking.
Entrepreneurs should consider opening a SERVPRO franchise for the same reasons that homeowners and insurers rely on this company in the event of a disaster in Bloomingdale, IL. The business model enables one-stop mitigation and restoration businesses that are locally owned to benefit from the experience, name-recognition and national network of an established company.
Storm Prep for Property Managers
Severe storm at Bloomindale, IL.
Preparing for a storm isn’t always top priority within property management, but it should be. The fact is storms are responsible for countless injuries across the country each year, and if any of those occur on your property, you could be facing liability. It’s easy to see that Bloomingdale,IL, storm preparedness should be top of mind, but where does one begin? Use these tips to get a handle on this important bit of planning.
Make A Storm Plan
Every multi-building property needs a comprehensive storm preparation plan at minimum. Such a plan should cover things like
- Disaster-relief information
- Emergency contacts
- Evacuation plans
- Nearby shelters
Create a plan months in advance as part of storm preparedness. Review and tweak it with your staff, then make sure you distribute it to residents.
Secure Loose Objects Around the Property
A powerful storm can transform furniture and even waste bins into dangerous projectiles that can harm people and damage buildings. One of the easiest ways to prepare your property for a storm is inspect it for anything that could be picked up by strong winds. Remove portable items to safe, indoor storage. For stationary items, use tarps, ties, locks and similar securing devices to keep things in place. Don’t forget to trim trees to prevent branches from becoming projectiles amid high winds.
Shortly before a storm and definitely in its midst, important supplies will run dry. The smartest property managers prepare by stocking up on essentials months before the storm season. Keep lots of water and batteries on hand, as well as shelf stable foods if possible. It’s also a good idea to invest in a backup generator or several.
Storms can be dangerous and even deadly. Fortunately, storm preparedness can be a lifesaver. Use these tips to keep your property safe when facing storm damage and it will help things go smoother.
Prevent a Kitchen Fire With These Four Cooking Tips
Kitchen fire damage in Schaumburg, IL
Prevent a Kitchen Fire With These Four Cooking Tips
With appliances, extreme heat, and plenty of flammable objects always nearby, it is no surprise that almost 50 percent of home fires are caused by cooking equipment. Dealing with a grease fire or other type of kitchen fire in Schaumburg, IL, is a very scary experience and can even lead to serious damage to your home and require the help of fire restoration specialists. Luckily, there is much you can do to set up your kitchen safely and avoid ever having to deal with a large fire cleanup!
1. Never Leave Cooking Food Unattended
While there are many reasons why you might be tempted to leave the kitchen while cooking, doing so can quickly lead to a large fire. Make sure to monitor your food closely so you can quickly turn off the heat and extinguish a fire if one does start.
2. Be Cautious and Tidy When Working With Oil
Prevent a large grease fire by avoiding splattering while you cook, and quickly cleaning up spills as they occur. Instead of rapidly heating up oil in a pan, slowly increase the temperature until it’s hot enough. Watch out for any smoke or burning smells, and keep a lid close by your side so you can quickly cover flames if they appear.
3. Tie Back Long Hair and Roll Up Sleeves
To avoid your clothes or hair from catching on fire, avoid loose clothing, roll up your sleeves, and tie back your hair. While you might not look as fashionable as you’d wish, it’s much better than catching on fire!
4. Keep Flammable Items Away From the Stove
Items like paper towels, oven mitts, pot holders, and dish towels are useful to have nearby while you cook, but they don’t belong on your stove. Even while you’re baking, move anything flammable off your stovetop.
Keep these four tips in mind next time you cook so you can avoid a devastating grease fire in your kitchen. Don’t let yourself make any mistakes you’ll regret!
5 Places Mold May Be Hiding in Your Home
Can you spot the mold? SERVPRO can help.
5 Places Mold May Be Hiding in Your Home
Few things can destroy the comfort, value and appearance of a house faster than mold. Unfortunately, spotting mold growth is not necessarily easy. Here are five places mold may be hiding in your home.
The drywall that makes up most of the surfaces of your home can attract mold. That is, mold loves to eat the cardboard that holds drywall together. If you have mold in a room, you may need to remove affected drywall to prevent spores from moving into other areas of your house.
Mold needs an organic food source to grow and spread. While there are likely hundreds of organic things in your home, mold may first settle on wood. As you may suspect, mold on wood can be a serious problem, as mold spores can work themselves deep inside your subflooring, trim and other wooden surfaces.
Carpet and padding can be a hotbed for mold growth. If you have carpeting that routinely retains moisture, you can probably assume mold is growing beneath your feet.
You probably don’t think much about the grout between tile. You should, though. Mold loves to cling to the porous surface of grout. Spraying your grout with bleach, though, may not address the problem. After all, bleached mold may continue to live, despite seeming to disappear.
5. Moist Places
If you want to find mold in your Schaumburg,IL home, check out the moist areas. After all, because mold needs humidity to thrive, it often lives in wet places. Specifically, inspect your kitchen, bathroom, laundry area, basement and attic for signs of mold. If you notice any, work with an experienced mold removal service to be sure you completely eradicate it from your home.
With a bit of effort, you can likely find hidden mold in your house. If you lack the expertise or equipment to locate mold, though, you may need a professional team to help you stop mold growth.
Appropriate Mitigation of a Water Leak Can Help Save Your Home
Give proper maintenance to your water heater.
Normal everyday life is generally free from water disasters, but homes everywhere are full of water-related items. Water heaters, pipes and faucets, dishwashers, tubs and showers – all have the potential to leak. Even a category 1, or clean water leak can cause damage if not acted on quickly. Your home in Schaumburg,IL , is no exception. A leaking water heater or other plumbing failures can wreak havoc on your home and belongings. You should be aware of the following steps to secure your home if a failed water heater springs a leak.
What To Do When You Experience a Leak
1. Keep people out of the area and contact an emergency water damage service
2. Get an inspection and assessment of your water damage
3. Remove or extract water immediately
4. Use adequate means to dry and dehumidify the area
5. Sanitization and cleaning of home contents
6. Restoration of living conditions
A broken water heater can send gallons of water into the surrounding area, cause damage to flooring and belongings, and even wick up into sheetrock. It is imperative that upon finding a leaking water heater, you get help at once to clean up the water and start drying things out to optimize your chances of salvaging your belongings.
A water damage repair and restoration service in Schaumburg,IL , will have heavy-duty equipment to extract the water from carpeting and industrial strength fans to dry things out. Timely dehumidification is essential if you hope to save your carpet or rugs. It is also critical to hardwood flooring that all water is removed and dried of moisture immediately. It is essential to prevent water from reaching the subfloor to stave off warping and swelling in that layer.
Observe proper maintenance procedures to prevent a leaking water heater before things get out of hand. But if the unexpected happens, following the steps above will help mitigate the damage for the best outcome possible.
Irrigation Systems: 4 Ways To Save Money While You Water
Irrigation Systems: 4 Ways To Save Money While You Water
While water issues like water damage are large financial concerns for commercial property owners, another expense comes from the mismanagement of irrigation systems. Most businesses are throwing thousands away every year because they don’t understand the four steps to proper irrigation management.
1. Meter Separately
Interestingly, many business owners throw away money every year paying sewer fees on water that never touches the sewers. Irrigation systems should be metered separately to avoid these added costs. You can call your local water department to install a separate meter at the irrigation main.
2. Schedule Properly
Another common oversight in sprinkler system management is the use of automatic functions. True, putting your system on a timer will allow you to ensure your lawn and landscaping are adequately watered, but when it is raining, your system does not need to be running. While small compared to other water issues, overwatering is terrible for your plants and your pocketbook.
3. Use Drought-Tolerant Plants
Also, when designing your landscaping choose drought-tolerant plants and shrubs. If you already have landscaping, then consider replacing some of your existing plants with ones that require less watering. Depending on how committed you are to using less water, you may even look into drought-tolerant grass for your property’s lawn.
4. Perform Regular Maintenance
The number one way to save money, however, is to perform regular maintenance on your irrigation system. It is common for sprinkler heads to break, leak and fail, meaning that you may be losing water daily even when you think your system is off. Schedule routine inspections with a plumbing specialist in the Schaumburg,IL, area and talk with him or her about water upgrade suggestions that may help reduce your bills.
While water issues are an expense for every business, you may be losing a lot of money through irrigation system mismanagement. Make sure that you are metering separately, scheduling correctly, and performing regular maintenance to save yourself as much money as possible.
3 Benefits of Hiring a Comprehensive Fire Restoration Team
Contact a professional fire restoration team in Bloomingdale, IL
3 Benefits of Hiring a Comprehensive Fire Restoration Team
Most business owners in Bloomingdale,IL, hope to avoid a destructive fire inside their facility. While fire mitigation strategies may help reduce the risk, every site is potentially vulnerable. If a blaze erupts, managing fire damage, restoring the building and resuming normal business operations may be top priorities. Taking a comprehensive approach and hiring a single cleanup and restoration entity can help expedite and enhance the process in three primary ways.
1. Enhanced Coordination and Communication
Choosing one company to complete fire cleanup and restoration can simplify the process by enhancing coordination and communication. Instead of managing multiple contacts, you may have one liaison responsible for overseeing the entire project. Utilizing one company also means personnel can complete one assessment and promptly devise an action plan that addresses every repair need.
To salvage equipment and prevent mold contamination, a timely response is essential. Finding and contacting different agencies can be time-consuming. A comprehensive fire damage response team can work efficiently to remove debris, extract saturated items, dry the affected space and commence soot and smoke damage repairs. While this process unfolds, they can evaluate restoration requirements and make plans accordingly, helping to minimize delays.
3. Simplified Record-Keeping
Notifying your insurance company may be one of the first steps you take following a fire. To file a complete and accurate claim, you may need to accomplish a variety of steps, such as documenting damage, determining the value of lost property and tracking repair costs. Working with one company may minimize paperwork, helping you maintain organized records for your insurance adjuster.
A commercial blaze can have a devastating effect on any Bloomingdale,IL, business. Because managing fire damage can be daunting, it’s important to make a wise decision when choosing your cleanup and restoration team. Selecting a single entity may help prevent miscommunication and costly delays, helping you to resume normal business operations as quickly as possible.
Water Damage Categories and What They Mean
Water damage in Schaumburg, IL
3 Water Damage Categories
If you’ve recently dealt with water damage in your Schaumburg,IL, home you may have heard terms like black water or category 3. While common terms to the professionals who deal with flooding cleanup and water damage repair, these terms can be confusing for anyone who’s never had to deal with flood water before. There are three water damage categories. Here’s what you may want to know about each of them.
1. Category One
This first category is given to water sources that are considered clean or do not pose a health threat. Often times it includes water from water lines, faucets, sink overflow, or from appliances before soap is added.
2. Category Two
Water in this category is often referred to as grey water. Grey water may have been contaminated with cleaning agents, mild chemicals, microorganisms, or urine. Examples of grey water sources include dishwashers, washing machines, mop water, rain water, or a sump pump failure. Coming into contact with grey water may cause mild skin discomfort.
3. Category Three
Often called black water, this category is used to describe water contaminated with bacteria, fungi, fecal matter, and other matter which may lead to illness. This category is often given to any water coming from sewage systems, groundwater, and sea or river water. If your home is flooded with water of this nature it’s best to contact a professional for sewage cleanup help. A water damage and restoration team has the knowledge and tools to properly clean up this type of flooding, and sanitize the area.
If the flood damage in your home falls under category 3, or you believe you may have black water damage, then it’s best to call for a professional to do the cleanup. This type of water usually contains fecal matter and proper cleanup involves sanitation of any area the water may have been. But with the right knowledge and tools, your home can be restored to normal.